Disparate Impact vs. Disparate Treatment - What’s the Difference?
For newcomers breaking into the lending industry, the sheer number of laws in place to regulate lender practices can seem uncountable. Whether it’s...
Understanding Targeted Ads on Social Media
It has been noted by military historians that victors of great battles in ancient history were often those who were able to solve the logistical...
Facebook is Now Meta
On October 28th, 2021, CEO Mark Zuckerberg introduced Facebook’s biggest change yet – Meta. A rebranding the likes of which we have never seen, Meta...
“First-of-its-Kind” Collaboration Between HUD and the FHFA
On August 12, 2021, the U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA) joined forces under a...
CFPB drops hammer on GA debt relief company for telemarketing violations
The CFPB announced on July 8 that it had entered into a settlement with Georgia-based debt relief and ‘credit repair’ company Burlington Financial...
Mortgage Advertising Regulations - Social Media Counts, Too!
Love it or hate it, social media is a critically important tool that lenders and servicers must utilize in order to attract new customers and stay on...
The TCPA - Is Social Media Next?
In the latest warning to the ever-expanding marketing industry, the 5th Circuit Court of Appeals recently determined that unsolicited and unwanted...
The Missing Piece with Consumer Complaints
Just a few short years ago, complaints from consumers primarily came in through angry phone calls or lawsuits. Now they can come in through a...
Unlicensed Activity Risks
For many financial institutions, the fear of citation for unlicensed activity, including the advertising of financial products, is always at top of...