Affiliated Business Arrangements: Navigating a Complex Compliance Minefield in 2025
Affiliated business arrangements, or ABAs, have become a staple strategy for many lenders, real‑estate brokers, builders, and title agencies that...
Affiliated business arrangements, or ABAs, have become a staple strategy for many lenders, real‑estate brokers, builders, and title agencies that...
Mortgage businesses frequently organize events – from first-time homebuyer seminars to open houses, happy hours to charity events – to create and...
Social media videos such as Instagram Stories – whether live broadcasts or 24-hour ‘temporary’ clips – offer lenders a dynamic way to connect with...
On Friday, September 30th, mortgage professionals from far and wide gathered in front of their various devices, caffeinated beverage in hand, for our...
Those that do not heed the recent warnings from the federal level about Fair Lending do so at their peril. As an example of the lengths regulators...
On July 27th, 2022, the Consumer Financial Protection Bureau (CFPB) brought an action against Trident Mortgage Company LP under the Fair Housing Act (
With Fair Lending top of mind for regulators and lenders alike, it is essential to understand the regulatory underpinnings of this legal concept. Two...
One of the most insidious forms of discrimination in lending over the past several decades has been redlining, a long-illegal practice where...
For newcomers breaking into the lending industry, the sheer number of laws in place to regulate lender practices can seem uncountable. Whether it’s...