Team Names & Other DBAs – What Are the Rules?
Loan officers and other financial industry members utilize social media every day to market themselves to consumers on a more personal level. As more...
Understanding the State Community Reinvestment Act
One of the most insidious forms of discrimination in lending over the past several decades has been redlining, a long-illegal practice where...
Cuomo Cracks Down with NY Fair Lending Audits
It’s been nearly six months since New York Governor Andrew Cuomo announced the findings of a broadly-sweeping New York state investigation into...
CFPB drops hammer on GA debt relief company for telemarketing violations
The CFPB announced on July 8 that it had entered into a settlement with Georgia-based debt relief and ‘credit repair’ company Burlington Financial...
Oregon latest to restrict lender remedies during COVID-19 pandemic
Passed on May 19 by the Oregon House of Representatives, HB2009 is the latest state-mandated round of consumer protections designed to protect...
Understanding Mortgage Advertising Record Retention Requirements
The regulations governing advertising in the mortgage industry are numerous and wide-ranging, but the fact remains that there will always be a select...