What's Actually Showing Up in State Exams Right Now
For experienced compliance professionals, the question isn't whether you understand how exams work — it's whether you're tracking what's changing. In...
Washington Mortgage Compliance Update: Key Exam Findings Under WAC 208-660-446
The state of Washington has recently increased regulatory scrutiny of mortgage licensees, with a noticeable rise in citations issued under WAC...
Cyber-Ready or Cyber-Risk? A Practical Playbook for Mortgage Lenders Facing Regulatory Audits
The Rising Stakes
For as long as the internet has existed, so too have bad actors who have sought to use shortcomings in the system for their own...
Boosting Facebook Posts: A Hidden Compliance Risk
If you work in mortgage marketing, the blue “Boost post” button on Facebook can feel like an easy win: a few clicks and your post reaches more...
FDIC Eliminates Disparate Impact from Fair Lending Exams
Introduction: A Pivotal Shift in Fair Lending Oversight
Navigating Regulatory Compliance When Hosting Mortgage Events
Mortgage businesses frequently organize events – from first-time homebuyer seminars to open houses, happy hours to charity events – to create and...
Understanding the MAP Rule: Regulation N and Mortgage Advertising
Even as the years have ticked past, the 2008 financial crisis remains fresh in the minds of lending regulators, who have worked diligently to close...
A Quick Guide to Mortgage Products & Disclosures for Mortgage Professionals
Navigating the vast landscape of mortgage products and the associated disclosure requirements can be challenging, especially for those who may be new...
The Clock Is Ticking On The FDIC Logo Change. Here's What You Need To Know.
UPDATE 5/20/2024: Insured depository institutions can email ocomgraphics@fdic.gov requesting a copy of the FDIC Official Digital Sign. In the...