DFPI – February 28, 2023 New Remote Work Guidance
The California regulator, the Department of Financial Protection and Innovation (DFPI), formally announced new remote work guidance at the end of the...
Best Practices for Remote Work in the Mortgage Business
During the 2020 COVID-19 coronavirus pandemic, the world at large began to shut down most operations and businesses in an effort to try and contain...
Remote Work, Third-Party Fees, and Social Media: AARMR 2022 Conference
State regulators are continuing to address a variety of issues, including remote work, social media advertising, overcharging third-party fees and...
Team Names & Other DBAs – What Are the Rules?
Loan officers and other financial industry members utilize social media every day to market themselves to consumers on a more personal level. As more...
Understanding the State Community Reinvestment Act
One of the most insidious forms of discrimination in lending over the past several decades has been redlining, a long-illegal practice where...
Cuomo Cracks Down with NY Fair Lending Audits
It’s been nearly six months since New York Governor Andrew Cuomo announced the findings of a broadly-sweeping New York state investigation into...
CFPB drops hammer on GA debt relief company for telemarketing violations
The CFPB announced on July 8 that it had entered into a settlement with Georgia-based debt relief and ‘credit repair’ company Burlington Financial...
Oregon latest to restrict lender remedies during COVID-19 pandemic
Passed on May 19 by the Oregon House of Representatives, HB2009 is the latest state-mandated round of consumer protections designed to protect...
Understanding Mortgage Advertising Record Retention Requirements
The regulations governing advertising in the mortgage industry are numerous and wide-ranging, but the fact remains that there will always be a select...