Cyber-Ready or Cyber-Risk? A Practical Playbook for Mortgage Lenders Facing Regulatory Audits
The Rising Stakes
For as long as the internet has existed, so too have bad actors who have sought to use shortcomings in the system for their own...
FDIC Eliminates Disparate Impact from Fair Lending Exams
Introduction: A Pivotal Shift in Fair Lending Oversight
Mortgage Oversight Realignment: The Rise of State Enforcement
Structural and policy shifts since early 2025 have sharply curtailed the Consumer Financial Protection Bureau’s (CFPB’s) supervisory reach. A series...
Navigating Regulatory Compliance When Hosting Mortgage Events
Mortgage businesses frequently organize events – from first-time homebuyer seminars to open houses, happy hours to charity events – to create and...
Navigating Compliance in Branch P&L Mortgage Models
In the mortgage industry, the Branch P&L (Profit and Loss) model has increasingly become a popular structure. Branch leaders often desire autonomy...