Mortgage Oversight Realignment: The Rise of State Enforcement
Structural and policy shifts since early 2025 have sharply curtailed the Consumer Financial Protection Bureau’s (CFPB’s) supervisory reach. A series...
Affiliated Business Arrangements: Navigating a Complex Compliance Minefield in 2025
Affiliated business arrangements, or ABAs, have become a staple strategy for many lenders, real‑estate brokers, builders, and title agencies that...
Navigating Regulatory Compliance When Hosting Mortgage Events
Mortgage businesses frequently organize events – from first-time homebuyer seminars to open houses, happy hours to charity events – to create and...
Advertising Positive Feedback the Right Way: Customer Testimonials & Mortgage Compliance
For as long as companies have advertised their wares and services, customer testimonials have been a powerful method of attracting new business....
Navigating Compliance in Branch P&L Mortgage Models
In the mortgage industry, the Branch P&L (Profit and Loss) model has increasingly become a popular structure. Branch leaders often desire autonomy...
Understanding the MAP Rule: Regulation N and Mortgage Advertising
Even as the years have ticked past, the 2008 financial crisis remains fresh in the minds of lending regulators, who have worked diligently to close...
A Quick Guide to Mortgage Products & Disclosures for Mortgage Professionals
Navigating the vast landscape of mortgage products and the associated disclosure requirements can be challenging, especially for those who may be new...
8-Step Compliance Checklist for Websites (In Under 5 Minutes)
In today's digital age, an online presence is essential for just about any business, and mortgage companies are no different. However, an extra layer...
Is it Possible to Boost SEO But Remain Compliant? We'll Show You How.
In today's digital age, mortgage companies rely heavily on their websites to connect with potential borrowers and provide them with the information...